Extra Cash Help for People in Some States as of May 2025
Even though the whole country stopped getting stimulus checks, certain states are stepping in to help out their residents who are having a tough time with money.
Here’s a quick look at some state programs offering help right now:
California
In Sacramento, there's a program called the Sacramento Family First Economic Support Pilot, or FFESP for short. Families with kids between 0 to 5 years old can get $725 every month for a year.
To qualify, you need to live in certain areas of Sacramento County, make less than twice the poverty level, and not be part of another similar money program.
However, it's only for folks in Sacramento County, not in Fresno, San Bernardino, or Los Angeles. This is aimed at helping families with little kids deal with high costs of living.
Colorado
People living in Colorado can look forward to a TABOR refund in 2025 when they file their 2024 state income tax. How much you get back depends on how much you earn.
For example, individuals earning up to $53,000 might get back $177, and couples could get $354, with the possibility of more depending on the income.
Remember to check a specific box on your tax return to be eligible. Though, the refund amounts have decreased from the previous year due to some of the money being directed elsewhere.
Alaska
The Permanent Fund Dividend in Alaska gives yearly payments from oil money to eligible residents. Last year, people got $1,702, which included a bonus to help with energy costs.
The exact amount for 2025 isn't decided yet but could be between $1,400 and $3,900. You need to have lived in Alaska all through 2024 and physically be there for at least 72 hours in 2023 or 2024.
You can't be away for more than 180 days unless there's a good reason.
Pennsylvania
There's a Property Tax/Rent Rebate Program that gives back up to $1,000 for property taxes or rent paid in 2024. It’s for people 65 or older, 50 or older if you're a widow or widower, and people 18 or older with disabilities.
Your household income has to be $46,520 or less, but half of your Social Security income doesn't count towards this. You have to apply by June 30, 2025, but if there's more money, the deadline might extend. Rebates start in early July.
Helping With Auto Loan Relief
For those struggling with auto loans, these state subsidies and rebates can make a difference in managing monthly car payments. Here’s how:
- Pay Down Loan Balances: Monthly payments like California's $725 cash support, or Alaska’s Permanent Fund Dividend, can be used to reduce the principal amount on auto loans. Not only does this help lower debts, but it also reduces the overall interest paid over time.
- Catch Up on Missed Payments: If you’ve fallen behind on your car payments, money from these programs can help you get back on track. For example, Colorado’s TABOR refund or Pennsylvania’s Property Tax/Rent Rebate could be redirected toward overdue bills, potentially avoiding late payment penalties or repossession.
- Reduce Budget Pressures: By covering everyday expenses like rent, property taxes, or childcare costs using these rebates, you can free up money in your budget to prioritize car payments. This can help ensure your transportation needs are secure.
If you’re facing challenges with an auto loan, consider setting a portion of any refund or program payout specifically for your car expenses.
Check out more auto loan relief options here.
If You're Not in These States
Many other states have their own help like tax rebates, energy bill support, or local discounts. To find out what's available:
- Check your state’s Department of Revenue website.
- Talk to local social assistance offices.
- Look at your state tax return for any automatic refunds or credits.
Knowing about these programs can make a big difference in getting the financial support you need—and it could help you avoid falling behind on crucial payments like auto loans.
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Struggling with your auto loan payments? Get help with auto loan relief!