Welcome to Your New Go-To Destination for Financial Knowledge

Deciding whether to buy a car now or wait is a big decision, especially with the economy in flux. Rising interest rates, fluctuating vehicle prices, and overall market uncertainty make it hard to know the right ...

Have you fallen behind on your car loan payments? Returning your car to your lender, a process known as voluntary repossession, might seem like a solution.  However, it's important to know that doing so can hurt...

When you're ready to buy a car, it's essential to know your credit score. It's a number that tells lenders how likely you are to pay back loans.  A recent Experian report from the second quarter of 2024 showed ...

When you finish paying off a car loan, you might expect your credit score to go up, right? However, sometimes your score might take a hit, and here's why that can happen.   How Paying Off a Loan Affect...

When you're in the market for a car and need financing, there's a term you'll often encounter: Loan-to-Value ratio, or LTV. It's essential when lenders decide on your car loan application, and here'...

When you're looking to finance a new or used car, it’s useful to know the average interest rates others are getting. This helps you understand what rate you might receive and allows you to compare different loan offers...

When you buy a car using a loan, one of the decisions you'll need to make is how long you want to take to pay back the loan.  This period is called the term of the loan. The length of...

Refinancing your car loan means replacing your current car loan with a new one, usually to get a lower interest rate, reduce your monthly payments, or pay off your loan faster. To get the best deal, it’s important ...

Dreaming of hitting the road in your own recreational vehicle (RV)? Whether you're eyeing a compact camper or a luxury motorhome, you'll likely need a loan.  Here's a smooth roadmap to securing that RV loan. ...