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Deciding whether to lease or finance a car is a significant choice for anyone in the market for a new vehicle.  With leasing, you might enjoy lower monthly payments compared to a car loan, but at the lease'...

When you buy a car using a loan, one of the decisions you'll need to make is how long you want to take to pay back the loan.  This period is called the term of the loan. The length of...

These days, more people find themselves in a tricky situation with their car loans. They owe more money on their car loans than their vehicles are worth. This is often called being "upside dow...

Temporary Assistance for Needy Families (TANF) is a crucial support system for families struggling financially across the United States. This program, funded by the federal government but managed by ind...

If you are struggling to make your car payments because of job loss, illness, or an unexpected expense, an auto loan hardship program may help. These programs are offered by many lenders to make it easier...

Refinancing your car loan means replacing your current car loan with a new one, usually to get a lower interest rate, reduce your monthly payments, or pay off your loan faster. To get the best deal, it’s important ...

The U.S. Department of the Treasury and the IRS have put in place temporary new rules to help businesses and lenders adjust to recent changes about how interest on car loans should be reported. ...

During periods of economic hardship, individuals may struggle to keep up with auto loan payments. The good news is that there are options available to navigate this difficult situation. Auto loan relief programs allow ...

Have you fallen behind on your car loan payments? Returning your car to your lender, a process known as voluntary repossession, might seem like a solution.  However, it's important to know that doing so can hurt...