Finding the right car insurance can be tricky, but we’ve done the hard work for you! After looking at over 50 companies, here are the best picks for 2025:
1. Travelers - Top Pick Overall:
Why It’s Great: Travelers is the best all-around choice for most drivers. It has all the usual car insurance options plus some nice extras like coverage for new cars and a variety of discounts.
2. Auto-Owners - Most Affordable:
Why It’s Great: If saving money is your top priority, Auto-Owners offers the lowest average rates for basic coverage. Plus, there’s a good selection of coverage options and discount opportunities.
3. State Farm - Best Mobile App:
Why It’s Great: For those who like handling their insurance digitally, State Farm’s app is top-notch. It’s easy to file claims, get roadside help, and more, all from your phone.
4. American Family - Best in Customer Satisfaction:
Why It’s Great: With fewer complaints than other big companies and a variety of coverages and discounts, American Family keeps its customers very happy. It also offers forgiveness for your first car accident.
5. USAA - Best for Military Members:
Why It’s Great: USAA offers excellent rates and services specifically for military members, veterans, and their families. Plus, it scores high in customer satisfaction.
What We Looked At
To determine the best car insurance options, we considered:
- Financial Stability: Companies that are strong and stable mean less worry about them meeting future claims.
- Customer Complaints: Fewer complaints mean happier customers.
- Ease of Use: Easy quotes, claim filings, and clear info mean less stress for you.
- Affordability: Everyone loves a good deal, and discounts can help lower costs.
Honorable Mentions
Not to be overlooked, here are other excellent insurance companies that also deserve a nod for their quality service and offerings: Acuity, Allstate, Amica, Farmers, Geico, Mapfre, NJM, Progressive, and Shelter, each with its unique strengths.
Tips
Remember, your insurance premium can change, so it’s always a good idea to shop around and compare quotes to see if you can get a better deal elsewhere.
-
Get the latest on auto loan relief and other tips by subscribing to our weekly newsletter here!
Related Articles
View all posts
What You Need to Know About Trump’s Car Loan Interest Deduction...
Congress passed a new tax law as part of the "One Big Beautiful Bill Act," signed by President Trump on July 4, 2025. This law lets people deduct up to $10,000 per year in car loan interest paid ...
How New Tariffs Are Changing Things for People Wanting to Buy Cars...
The car industry is facing more changes as it deals with new tariffs (which are special taxes on goods brought into a country) and adjustments to how the government helps people afford vehicles. If you...
TANF Cash Assistance: Can It Help Cover Your Auto Loan in July 2025?...
Temporary Assistance for Needy Families (TANF) is a crucial support system for families struggling financially across the United States. This program, funded by the federal government but managed by ...
Texans Lead the U.S. with Highest Car Loan Debt...
As of June 2025, Texans might want to pump the brakes on purchasing new cars, due to escalating prices partly influenced by tariffs on imported vehicles. Those living in the Lone Star State are already steering through the ...
What Is a Car Loan Hardship Program?...
Sometimes, you might face tough times like losing your job or dealing with a medical crisis. It can be stressful, especially if you have a car loan to pay and fear that you might fall behind. But don't worry, some banks and lender...
The Unseen Expense of Buying a New Chinese Car...
When you buy a new car from China, it might lose its value quicker than cars from Korea or Japan, especially if you're in Vietnam. A study found that MG cars, a brand from China, can lose between 24% to 33% of their v...
