Which States Are Sending Stimulus Payments in 2025 - Can It Help With Auto Loan?

During the COVID-19 pandemic, millions of Americans received stimulus checks from the federal government, totaling about $814 billion. These payments helped many families get through tough times.

Now that the national public health emergency is over, the federal government has stopped sending out new stimulus checks. The current presidential administration has not shown plans to restart these payments. Instead, individual states are stepping up and offering their own financial relief to help residents who are struggling with inflation.

Not all states are sending direct stimulus checks. Some are providing tax refunds, guaranteed income programs, or other social support. Here’s what a few states are doing in 2025:
 

California: Climate Credit

California is giving residents a discount on their utility bills in 2025 through the California Climate Credit, with amounts ranging from $35 to $259. The credits are handled by the California Public Utilities Commission (CPUC).
 

New York: Inflation Stimulus Check

New York has a new program in 2025 to help with inflation. The state is giving out $8 million in relief through tax refunds:
 

• Single tax filers who make up to $75,000 can get up to $200.
• Couples filing jointly who make up to $150,000 can get up to $400.
• Eligibility depends on your 2023 tax return.

 

New Mexico: Inflation Rebates

In June 2025, New Mexico gave $500 refunds to eligible single taxpayers and $1,000 to couples who filed jointly.
 

Pennsylvania: Inflation Rebates

Pennsylvania provided between $500 and $1,000 in rebates to homeowners and renters making up to $46,520. The exact amount is based on your income and what’s on your tax return.
 

Other States Offering Support

Several other states, including Colorado, North Dakota, South Dakota, Georgia, Michigan, and Minnesota, are also giving stimulus payments or financial help to low-income families through different welfare programs.
 

Can These Stimulus Payments Help With Auto Loan Repayments?

Yes, the stimulus payments or rebates from these state programs could help people manage their auto loan repayments.

While these payments are not specifically designed to pay off auto loans, the extra cash can be used by recipients for any expenses they have—including monthly car payments.

However, because most of these stimulus payments are one-time or limited in amount, they might not solve long-term financial difficulties.

If you find that you still cannot keep up with your car payments after using these funds, consider reaching out to your loan provider. Many lenders offer special repayment plans or temporary relief options for borrowers experiencing hardship.

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