The Best Interest-Free Car Deals Available This Month
If you're shopping for a new car, a 0% APR financing offer might be one of the best ways to save money. These deals let buyers pay for a vehicle over time without adding any interest to the loan.
While they’re not very common, manufacturers often offer them on vehicles they want to clear from dealer lots – typically older models like 2024 cars, trucks, and SUVs.
Below, we've summarized some of the top interest-free car deals available this month. These vehicles include a mix of internal combustion models, hybrids, and electric SUVs, providing options for everyone.
Keep in mind, though, that these deals are usually only available to people with excellent credit scores.
2025 Subaru Solterra
Deal: 0% financing for 72 months
The Subaru Solterra is an electric SUV that offers solid performance and a comfortable interior. It has features like an 8-inch touchscreen and wireless Apple CarPlay and Android Auto. The cabin is spacious and user-friendly, with well-made materials and thoughtfully placed controls.
It comes standard with all-wheel drive for stable handling on curves and can handle light off-road driving. However, its driving range of 227 miles is shorter than many other electric SUVs.
2024 Honda Prologue
Deal: 0% financing for up to 72 months
Even though Honda hasn’t updated the Prologue much for 2025, you can grab a great deal on the 2024 model. This electric SUV seats five people comfortably, offering plenty of legroom for both rows. While the cabin isn’t particularly fancy and uses some hard plastic materials, it comes with practical features and delivers a smooth ride.
With an electric range of up to 296 miles, the Prologue is decent, but some competing electric SUVs have better performance and fuel economy.
2024 Volkswagen Tiguan
Deal: 0% financing for 60 months or $2,500 cash back
The Volkswagen Tiguan is a compact SUV that stands out for its spacious interior, with optional third-row seating for larger families. It’s great for daily driving, though its engine could use a bit more power for effortless merging or passing on highways.
The 2024 model introduces an upgraded infotainment system, wireless charging, and advanced safety features. While the basic system is easy to use, the upgraded version has touch controls that may take time to adjust to.
2024 Kia EV6
Deal: 0% financing for 72 months, plus $1,000 cash back
The Kia EV6 is a well-rounded electric SUV with sharp handling, great efficiency, and a driving range of up to 310 miles. The interior feels spacious, and the reclining rear seats deliver added comfort. However, it doesn’t have as much cargo space as some rivals.
A 12.3-inch touchscreen anchors the infotainment system, though it might require some getting used to. The EV6 also includes a host of safety features, such as blind-spot monitoring and adaptive cruise control.
2025 Lexus RZ
Deal: 0% financing for up to 72 months
The Lexus RZ is another electric SUV worth considering. It features a well-crafted and spacious interior with modern tech like wireless Apple CarPlay, Android Auto, and a 14-inch touchscreen. For 2025, Lexus has introduced a more affordable base trim while reducing the price by around $11,000.
The RZ offers a smooth ride but lacks excitement in terms of handling and acceleration. It has a maximum driving range of 266 miles, which is less than many competitors, especially with larger wheels and all-wheel drive.
2024 Jeep Grand Cherokee 4xe
Deal: 0% financing for 72 months
The Jeep Grand Cherokee 4xe is a plug-in hybrid SUV that blends electrified driving with rugged off-road capability. It can drive up to 26 miles purely on electric power, and its strong acceleration, smooth ride, and versatile features make it a balanced choice for adventure and everyday driving.
Inside, the Grand Cherokee 4xe offers an upscale cabin and spacious seating for five passengers. However, it has less cargo space compared to rival models. Standard features include a 10.1-inch touchscreen and a 10.25-inch digital instrument cluster.
2024 Dodge Hornet Plug-In Hybrid
Deal: 0% financing for 72 months
The Dodge Hornet Plug-In Hybrid combines sporty performance with fuel efficiency, thanks to its all-wheel drive and electrified powertrain. It accelerates quickly, handles corners well, and offers a smooth, comfortable ride.
However, compared to other SUVs, the Hornet has less rear-seat and cargo space. Its interior materials and technology may disappoint buyers looking for higher-end features. This deal makes it more appealing, especially for those prioritizing performance and efficiency.
Bottom Line
As you explore the best interest-free car deals available this month, it’s essential to approach your vehicle purchase with a solid budgeting strategy. Smart purchasing decisions can significantly alleviate financial strain.
Taking advantage of offers like 0% financing can reduce overall ownership costs and help avoid unnecessary interest payments, allowing your hard-earned money to stretch further.
For those carrying existing auto loan debt, assessing current loan terms and considering refinancing options could lead to lower interest rates or payments.
By combining smart budgeting with available loan relief strategies, you can maintain better control over your finances and empower yourself to make informed vehicle purchases that promote long-term savings and overall financial health.
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